+14.8%
House prices
2026 Q1 · NSI
Annual change in the national HPI. This is price movement, not an average price.Free official-data dashboard
Bulgarian property market snapshot
The principal indicators in one place. This page is designed for an initial market reading before city, neighbourhood and property-level research begins.
Current position
Four headline market signals
Prices, activity and credit use their latest available official periods.
−18.5%
Transaction count
2026 Q1 · NSI
Annual change in the number of completed dwelling transactions.2.43%
New-loan rate
Jul 2026 · ECB
Interest rate on new Bulgarian housing loans.€19.02bn
Housing-loan stock
Jul 2026 · ECB
Outstanding Bulgarian housing credit. The trend chart shows the level in EUR millions.Market monitor
Four trends investors should read together
Hover over a line, or tap a point on mobile, to see the exact period and value.
Annual House Price Growth: Bulgaria vs EU
Total dwellings · Eurostat
Annual Change in Housing Transactions
Bulgaria · Total, new and existing dwellings · NSI
New Housing Loan Interest Rate
Bulgaria · Monthly average · ECB
Outstanding Housing Loan Stock
Bulgaria · EUR millions · ECB
Current reading
Strong pricing is being supported by credit, but not by broader transaction activity.
House prices rose 14.8% while transaction count fell 18.5%. Aggregate transaction value declined by only 5.0%, which is consistent with a higher-value mix among the deals that did complete. It does not prove that the average Bulgarian property became 16.6% more expensive.
Housing credit expanded by 25.7% in the year to July. Permitted dwellings increased by 14.0% in 2026 Q2 while construction costs rose by 9.6%. Planned supply is growing, but the cost and timing of delivery remain important.
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Sources: Bulgarian National Statistical Institute and European Central Bank. Latest periods differ by series and some observations may be preliminary. Interpretations describe current relationships and do not constitute forecasts or investment advice.